How I Bought a New Flat in London: A Step-by-Step Guide

Hi everyone, today I’m going to tell you how I bought my flat. You’re thinking about buying a flat in London, eh? Trust me, it’s not as daunting as it sounds. I was in your shoes not too long ago, scrolling through endless listings of homes in Southwark.

First off, Southwark is a financial hub, bustling with skyscrapers and modern apartments. If you’re a city slicker who thrives in a fast-paced environment, this is your playground. On the flip side, South-East London offers a mix of traditional and new builds, perfect for those who want a blend of the old and the new. So, what’s it going to be? A swanky apartment overlooking the Thames or a cosy flat in a South-East London neighbourhood?


Let’s talk money, shall we? It’s the elephant in the room that you can’t ignore. London isn’t cheap, and neither are its flats or houses. But don’t let that deter you. With proper budgeting and a bit of financial wizardry, you can find something that won’t break the bank.

Start by setting a realistic budget. Factor in not just the cost of the property but also additional expenses like stamp duty, legal fees, and mortgage rates. And let’s not forget the hidden costs like maintenance and utility bills. Got all that? Good. Now you’re ready to dive into the sea of listings without drowning in debt.

The Viewing Game: Look Before You Leap

You wouldn’t buy a car without taking it for a spin, right? The same logic applies to flats and houses. Once you’ve shortlisted a few promising options, it’s time for viewings. And let me tell you, this is where the rubber meets the road.


When you’re walking through those apartments or houses for sale, keep an eye out for red flags. Damp walls? Dodgy wiring? These are deal-breakers. But also look for potential — could a lick of paint or a minor renovation turn a so-so flat into your dream home? It’s all about balancing the pros and cons.

The Final Frontier

You’ve found the one. It checks all the boxes — location, and budget, and it doesn’t have a creepy basement. What’s next? Making an offer and crossing your fingers. If your offer is accepted, you’ll move on to the legal stuff, which involves a lot of paperwork and patience. Solicitors will be your new best friends, guiding you through contracts and land checks.

Once all the i’s are dotted and the t’s are crossed, you’re ready for the final step — getting those keys in your hand. And just like that, you’re the proud owner of a new flat in London. If you are also thinking about buying a flat, I can recommend the company 1newhomes. They helped me a lot with my choice.

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